The best mortgage brokers in Singapore

Founded in 2019 and operating as SHL Consulting Pte. Ltd. since April 2023.

A mortgage broker: the mortgage work is handled inside the firm.

Compares loans across the major banks: DBS, OCBC, UOB, Standard Chartered, HSBC, Citibank, Maybank, Bank of China and CIMB.

The service is free to the borrower; the firm is paid by the bank.

Home, commercial and industrial property loans, for new purchases and refinancing, covering HDB flats, executive condominiums, private homes, commercial and industrial property.

A speciality in foreigners and borrowers with overseas income.

It also publishes a reference library in Chinese, English and Vietnamese, with about 600 articles in each language and more than 250 new-launch project pages.

Has advised on more than 60 property transactions worth over S$210 million in total, for more than 20 high-net-worth and ultra-high-net-worth clients and families.

The firm’s founder has been quoted by CNA in three articles on foreign buyers, stamp duty and property compliance, was featured by EBC Taiwan’s financial news channel, and appeared in a video feature by ERA Singapore.

Its site says it was founded in 2010 and names Mortgage Premier Pte Ltd with its UEN. ACRA's dataset shows that company incorporated in December 2009 and live.

Says it compares home loan packages across 16 banks.

Says its service is free to the borrower and that it is paid by the banks and financial institutions.

Lists ten kinds of loan: home loan refinancing, HDB loan refinancing, HDB home loans, private property home loans, loans for new launches and homes under construction, in-principle approvals, home equity term loans, commercial and industrial property loans, home loans for foreign buyers, and bridging loans.

Offers what it calls a Best Deal Guarantee: it says it will beat a competing quote sent to it before the borrower accepts a loan offer, through a lower interest rate, higher cashback or both. The guarantee covers refinancing, new purchase loans and equity term loans for its direct clients.

Has a page for foreign buyers and permanent residents, which says lenders' terms vary by bank, nationality and residency status.

Its about page gives more than 11,000 clients, S$9 billion in loans facilitated and a 5-star rating on Google reviews.

Its site names Dream Home Loan Brokerage Pte Ltd and also uses the name Dream Home Singapore. ACRA's dataset shows that company incorporated in October 2019 and live.

Describes itself as a team made up mainly of former bankers.

Says it is on the panel of 16 banks and works with several private funding companies.

Handles mortgage loans for new purchases and refinancing, and commercial property loans under a personal or a company name for new purchases, refinancing and term loans.

Says it is well versed in part purchase, cash-out and decoupling.

Says it charges no admin fees.

Says it has helped over 120 clients.

Its site says it has served borrowers since 2014 and names MortgageWise Pte Ltd with its UEN. ACRA's dataset shows that company incorporated in January 2016 and live.

Brokers mortgages and property loans for properties in Singapore: residential, commercial and industrial.

Says its service is free to the borrower because the financial institutions pay it a referral fee.

Says that from 2026 it brokers only loans of S$500,000 or more.

Says the interest rate cycle forms the basis of all its recommendations, offers a forecast for the year, and says it contacts clients four to six months before a lock-in period ends.

Its page on minimum loans puts the usual cost of refinancing, in legal and valuation fees, at about S$2,000 for an HDB flat and about S$2,500 for a private home, and says most banks give no legal subsidy, or not in full, on balances of S$500,000 or lower.

Gives a S$100 FairPrice e-gift voucher on loans of S$500,000 or more, where the bank pays its fee in full.

Its about page gives 10 lenders, about S$500 million in loans a year and 5,586 clients served.

Its hotline is open from 8am to 8pm every day.

Its privacy policy names DollarBack Mortgage Pte Ltd with its UEN. ACRA's dataset shows that company incorporated in March 2018 and live.

Its home page says it gives access to home loan rates from all 16 major banks in Singapore; its about page says it works with over 11 banks.

Says its service is free to the borrower and that the banks pay it a referral fee.

Its enquiry form says it can advise only on loans of S$500,000 and above.

Its rewards page shows a cash reward of up to S$3,300 on loans of S$500,000 and above, and legal fee subsidies or rebates from participating banks. It says the rewards do not apply to repricing with the borrower's existing bank.

Its pages cover new HDB and private property loans, refinancing, executive condominium loans, loans for homes under construction, home equity loans and in-principle approvals.

Its home page gives more than 10,000 clients served, more than S$2.3 billion in loan values facilitated and more than 400 five-star Google reviews.

Office hours: Monday to Friday, 10am to 8pm; Saturday, 10am to 5pm; calls only on Sundays and public holidays.

The foot of its pages names Loan Experts Pte Ltd. ACRA's dataset shows that company incorporated in February 2017 and live.

Says it helps borrowers choose a home loan, get it approved, and refinance when it makes sense.

Says the borrower does not pay for its advice: the bank pays it a commission when the loan is disbursed.

Says it shows borrowers how it reached a recommendation, and tells them when repricing with their current bank is the better move, although a repricing earns it nothing.

Publishes free calculators for how much a buyer can borrow, for monthly instalments and for stamp duty, and 55 guides to home loans.

Answers general questions on WhatsApp at any hour through an AI bot, and with a person on weekdays.

The pages read do not say how many banks it compares.

Runs a paid course for people who want to refer home loan cases to it for a commission; the listed price is S$599.

Office hours: Monday to Friday, 10am to 6pm.

Its privacy policy and terms name Direct Mortgage Pte Ltd. ACRA's dataset shows that company incorporated in December 2025 and live.

Lists new home loans for HDB flats, executive condominiums, private condominiums and landed homes, refinancing, repricing with the borrower's current bank, and commercial and industrial property loans.

Says its service is free to the borrower and that it is paid by the banks.

Office hours: Monday to Friday, 9am to 7pm; Saturday, 10am to 4pm; closed on Sunday.